• filtering through
    your money management questions
  • partnership
    that expands your resources
  • collaborative approach
    to help you create the life you want
Filter Insights
Receive Insights in your inbox.
Email:

RSS
September 09, 2014 My first year playing fantasy football, I started the season 0-8. I seemed to consistently make the wrong line-up choices, I was always leaving points on the bench, and even when I had the best team possible, something unpredictable would happen (like Baltimore’s defense scoring 28 fantasy points), once again leaving me winless. The frustration was maddening. Last year I was champion of our fantasy football league.So what changed over 3 years? I started to treat fantasy foot...
Read More
August 21, 2014 Even if I was not in the profession, I would have to be living under a rock to be unaware of the fears associated with the looming retirement years for baby boomers. This is a concern across the board. Those who have been fortunate and those who have been less than fortunate have the same worry: "will I have enough???" This begs the question, “What is enough?” As one would surmise, the answer is different for everyone. The starting point begins with reviewing what you have, wh...
Read More
August 04, 2014 This past Christmas, my two oldest sons got an 8 foot foam surfboard. Last fall, my wife found an amazing deal at Sam’s Club and bought it for them. I don’t know who was more excited on Christmas morning, them or me. We all have been looking forward to catching some waves on this bright yellow 8 foot surfboard for the past 6 months. In mid-July, we went on a family vacation to Atlantic Beach for a week and were able to use the surfboard. Prior to entering the ocean to attempt ...
Read More
Old and Fat, Lazy and Infertile July 22, 2014 No, we’re not talking about your brother-in-law. Rather, it’s a fair description of the underlying trends that are helping to define the future global economy. Let’s take them one at a time: OLD Humans have been adding to their life expectancy for centuries.* The average lifespan for Romans during the Roman Empire was 22 years. In 1900, the world’s average human life expectancy was only 30, and in 1985 it was 62 years. All these figures calc...
Read More
June 26, 2014 The San Antonio Spurs just dispensed of LeBron James and the defending champion Miami Heat in five games in the 2014 NBA Finals. They did so in impressive fashion with another lopsided victory en route to their 5th championship.As a financial advisor and avid sports fan, I couldn’t help but reflect on the past decade and a half of excellence by the Spurs and how we can apply their model to investing. I believe that the following five strategies employed by the Spurs should also b...
Read More
June 02, 2014 As a Chartered Retirement Planning Counselor designee, I spend a lot of time working with clients to carefully chart out the financial side of their retirement. During our meetings I will often mention the need to do the other type of retirement planning also – the personal side – the side that involves deciding how they will spend each and every day when they no longer have to punch the ol’ time clock. I ask them to carefully envision that side of retirement and make plans acc...
Read More
May 22, 2014 On May 13th, 2014 the S&P 500 grazed the 1,900 mark for the first time ever. In the past two years we have seen this index cross new thresholds repeatedly, reaching 1,600, 1,700 and 1,800 in the last year alone. With each new high investors are asking the question, “How long can this continue?” Many are bracing themselves for the inevitable pullbacks that are inherent in capital markets, pullbacks which unnerve us but are often healthy after experiencing extended periods of m...
Read More
May 01, 2014 Seems like everywhere an investor turns today we hear or read about the age-old market advice to “sell in May and go away!” Is this truly valuable investing wisdom and can it make a difference in helping you achieve your personal financial goals? One article provides this statistical information: “Over the last 40 years, the S&P 500 Index has averaged a gain of 7.56% from November through April and has been positive 80% of the time. From May through October, the average retu...
Read More
To Boldly Go Where No Man Has Gone Before April 23, 2014 You don’t have to be a “Trekkie” to recognize this phrase. It was used in the opening lines of each episode of Star Trek starting in 1966. Space: The final frontier These are the voyages of the Starship, Enterprise Its 5 year mission To explore strange new worlds To seek out new life and new civilizations To boldly go where no man has gone before To a younger generation, William Shatner is likely just as famous for playing a wacky ...
Read More
April 02, 2014 Are you an outcome oriented investor or a process driven investor? The two are obviously very different. Many investors focus on their investment return every day, every month or every quarter. We log into our investment account, sometimes daily, to determine if we see more green than red! If it’s red day after day, the sell order button is pushed and we look for some other pot of gold that is reporting in the green. Our timing couldn’t be more perfect…..maybe.But what if we f...
Read More
Page 3 of 7 First 12[3]45 Last