X
GO
  • filtering through
    your money management questions
  • partnership
    that expands your resources
  • collaborative approach
    to help you create the life you want

more resourceful wealth management


What sets DHG Wealth Advisors apart from others? Resourcefulness. As fiduciaries, our singular focus is your best interest as we shape a wealth management strategy that provides peace of mind and financial security. We employ a combination of the award-winning investment philosophy, Modern Portfolio Theory, with objective, fee-only advice and our collaborative approach to help you create the lives you want for yourself and your family.



Our proven approach to wealth management is rooted in the philosophy of long-term investing: we focus on relationships instead of individual transactions. If you choose us as your advisor, our relationship will be built on trust and service, not volume. Over time, we’ll demonstrate the value of patient, disciplined investing, giving you the peace of mind that successful investors maintain through changing economic cycles.
We build trust by offering unbiased, objective investment advice—advice that avoids typical conflicts of interest. We’re a fee-only advisor and the principles behind that choice give you confidence you’re getting the most from your investments. We accept no commissions, outside fees or third-party payments. Unlike commissioned brokers or investment professionals, we focus on your portfolio’s goals—not on specific transactions. You can feel confident that the decisions we make about your portfolio are made with your best interests in mind.
We’d be pleased to show you a comparison of your current total costs of investing versus our fee-only approach. The bottom line is that our success is based upon yours—which is the way it should be.


investment strategy that earns trust


Our commitment to resourcefulness is the reason we have selected Modern Portfolio Theory as our investment philosophy. This Nobel Prize-winning methodology has been adopted by some of the world’s largest endowments, pension funds and foundations. Modern Portfolio Theory’s fundamental value is the way it uses asset-class diversification to build a portfolio designed for the individual investor, reflecting the preferred level of risk, performance and cash flow needs. It also offers a proven way of mitigating risk and dampening volatility, which is critical for capital preservation.



Conversation is the cornerstone of our relationship with you. From initial evaluation of your goals to regular updates about your portfolio performance, we emphasize open communication that provides peace of mind. First, we discuss your cash flow needs, tax strategies, insurance requirements along with education, retirement and estate planning. Understanding what you face in life, we build a portfolio that responds to your changing financial status, investment objectives and risk tolerance.

We monitor our managed portfolios on a continuous basis, going above and beyond monthly statements and quarterly performance reports. There are no hidden fees or charges, so you always know how your wealth is managed and what it costs, for a true return on your investment. And we don’t take custody of your assets—they’re held by an independent third party custodian.
As an added value, our relationship with our parent company, DHG, gives you access to the financial strength, experience and insights of the largest CPA firm headquartered in the South. Of course, we can work with the CPA firm of your choice, as our policy is to coordinate our services with the right tax strategies for you.
  • Relationship-focused 
  • Nobel Prize-winning investment philosophy 
  • Objective, fee-only compensation
  • Unbiased investment advice 
  • Access to DHG’s comprehensive financial resources

Modern Portfolio Theory

Modern Portfolio Theory is Nobel Prize-Winning investment methodology that begins with the premise that it’s less risky to invest in several low-correlation asset classes than to place all of one’s wealth in one asset class. It builds on the basic principle that diversification increases the likely return while decreasing overall risk. For a more in-depth explanation of this Nobel Prize-winning investment methodology and how it can benefit you, contact us for a complimentary consultation with one of our wealth advisors.


pursuing a better investment experience


10 key principles to improve your odds of investing success.


The market is an effective information-processing machine. Each day, the world equity markets process billions of dollars in trades between buyers and sellers—and the real-time information they bring helps set prices.

$407.8 billion world equity trading in 2017 (daily average)

The market’s pricing power works against mutual fund managers who try to outperform through stock picking or market timing. As evidence, only 14% of US equity mutual funds and 13% of fixed income funds have survived and outperformed their benchmarks over the past 15 years.

US-Based Mutual Fund Performance, 2003-2017

Some investors select mutual funds based on their past returns. Yet, past performance offers little insight into a fund’s future returns. For example, most funds in the top quartile (25%) of previous three-year returns did not maintain a topquartile ranking in the following three years.

Percentage of Top-Ranked Funds That Stayed on Top

The financial markets have rewarded long-term investors. People expect a positive return on the capital they supply, and historically, the equity and bond markets have provided growth of wealth that has more than offset inflation.

Growth of a Dollar, 1926-2016 (compounded monthly)

Academic research has identified these equity and fixed income dimensions, which point to differences in expected returns. Investors can pursue higher expected returns by structuring their portfolio around these dimensions.

Dimensions of Expected Returns

Holding securities across many market segments can help manage overall risk. But diversifying within your home market may not be enough. Global diversification can broaden your investment universe.

Home and Global Market Index Portfolios

You never know which market segments will outperform from year to year. By holding a globally diversified portfolio, investors are well positioned to seek returns wherever they occur.

Annual Returns by Market Index

Many people struggle to separate their emotions from investing. Markets go up and down. Reacting to current market conditions may lead to making poor investment decisions.

Avoid Reactive Investing

Daily market news and commentary can challenge your investment discipline. Some messages stir anxiety about the future, while others tempt you to chase the latest investment fad. When headlines unsettle you, consider the source and maintain a long-term perspective.

Financial and Investing Headlines

A financial advisor can offer expertise and guidance to help you focus on actions that add value. This can lead to a better investment experience.

  • Create an investment plan to fit your needs and risk tolerance.
  • Structure a portfolio along the dimensions of expected returns.
  • Diversify globally.
  • Manage expenses, turnover, and taxes.
  • Stay disciplined through market dips and swings.
 
 

a more principled 401k ™

 

Our clients realize the benefits of having a trusted advisor who provides assistance with multiple aspects of retirement plan management. By leveraging the depth and knowledge of our team through our partnership with DHG Wealth Advisors and Dixon Hughes Goodman LLP, we provide clients with a comprehensive option which includes plan design and administration, proactive investment monitoring and communication for participants.

 
DHGWA is a wholly owned subsidiary of DHG, a top 20 accounting and advisory firm, and works closely with their practice, DHG Retirement Plan Administration. The two entities collaborate service knowledge and experience so that the DHGWA team may best help clients with their retirement planning needs.
  • Fiduciary Process & Advisory Services
  • Plan Design Consultation
  • Vendor Analysis and Benchmarking
  • Plan Cost Comparison
  • Tailored Advice
  • Implementation of Investment Policy Statement
  • Investment Menu Development
  • Ongoing Investment Due Diligence
  • Advisory Education & Training for Employers & Employees
  • Group Enrollment and One-on-One Meetings
  • Proactive, Excellent Service

We begin our relationship with our clients by performing a comprehensive evaluation of the plan objectives and goals. Utilizing a consultative approach, we tailor a customized plan to meet the needs of each individual client by leveraging the knowledge and experience of our team.

Once a plan has been developed, our advisors help guide the plan participants on how to utilize the plan to best achieve their individual investment goals.

Then, on a continual basis, we monitor the plan’s investments and behaviors and help our clients make adjustments in order to provide the right retirement plan for their employees. We also assist our clients in meeting their fiduciary and ERISA responsibilities.

Through our integrated team approach, clients who are looking for an easy, affordable and efficient approach will realize the benefit of utilizing a firm with a comprehensive service offering. By working with our team of professionals and through our streamlined approach, we save our clients time and allow them to focus on what they do best.
Our team is committed to full disclosure and accountability, combined with attentive, personalized client service. Working on a fee only basis, we accept no commissions, outside fees or third-party payments and we base our success on your success.