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Frederick F. Kramer IV, J.D. / Vice-President, Co-Chief Investment Officer

Frederick F. Kramer IV, J.D. is Co-Chief Investment Officer and a founder of our firm. Rick was an early advocate of the Scientific Factoring methodology of investing and is passionate about our Investment Philosophy. He brings over 35 years of wealth management experience to designing and monitoring our on-going portfolio structure.  Rick is the author of our Quarterly Newsletter which has become a must read as it provides amazing insight, education and always a touch of humor.  Rick is a cum laude graduate of Bucknell University and Dickenson School of Law - Pennsylvania State University.