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Frederick F. Kramer IV, J.D. / Vice-President, Co-Chief Investment Officer

Frederick F. Kramer IV, J.D. is Co-Chief Investment Officer and a founder of our firm. Rick was an early advocate of the Scientific Factoring methodology of investing and is passionate about our Investment Philosophy. He brings over thirty-five years of wealth management experience to designing and monitoring our on-going portfolio structure.  Rick is the author of our Quarterly Newsletter which has become a must read as it provides amazing insight, education and always a touch of humor.  Rick is a cum laude graduate of Bucknell University and Dickenson School of Law - Pennsylvania State University.