Rich and Richer, Dumb and DumberApril 16, 2013No, we're not talking about the inequities of our economic class structures, nor the 1994 comedy starring Jim Carrey and Jeff Daniels with bad hair cuts. Rather, the topic is about investors, and how on average, they repeatedly shoot themselves in the foot, market cycle after market cycle. In their attempt to ease their fear and embrace their greed, they historically do the wrong thing at the right time, or vise versa.Dalbar, the stock market research company, recently announced their Investor vs. Market research data (Dalbar.com). They found that over the last 20 years, the average return of all stock mutual fund investors was 4.25%, or only about half of the 8.21% annualized return enjoyed by the S&P 500 Index over that same time period. That means for every dollar an average investor invested, it grew to $2.30. Had they just invested in an S&P 500 Index fund and held tight, their $1.00 would have grown to $4.85. That's no...