The examples above do not reflect the experience of actual clients. The examples are a combination of actual and hypothetical scenarios that we believe are representative of the types of issues faced by clients. These examples are provided for illustrative purposes only to provide a sample of the type of services we provide to clients. The results portrayed in these case studies are not representative of all of the firm’s clients or the clients’ experiences. No portion of these examples is to be interpreted as a testimonial or endorsement of the firm’s investment advisory services and it is not known whether any clients on which the examples are based would approve of the firm or its services. Your individual circumstances may differ materially from the examples presented and you should not assume that any service or activity proposed in the examples would be appropriate in your circumstances. You should not assume that the results of any specific actions, investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by the firm) will be profitable or suitable for you. Different types of investments involve varying degrees of risk, and actual results may vary materially than those portrayed herein. The information contained herein should not be construed as personalized investment advice. Past performance is no guarantee of future results.